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RISK CONCERN
Investment Strategy, Risk Analysis, and Insights by Chartered Professionals
IMXI
Primary Facts
Software�Infrastructure
Name:
-
Sector:
28.97M
Industry:
22.2
CEO:
Mr. Robert Lisy
Total Employees:
Small Cap
Our Technological Advancement Rating
Our Rating:
-1.069455476
-2.861834505
International Money Express, Inc. (XNAS:IMXI) In-Depth Stock/Fundamental/Options Analysis Today
Primary Targets/Price Insights
Previous Close ($) :
INTERNATIONAL MONEY EXPRESS, INC. (XNAS:IMXI)
One Month Price Target:
Six Month Price Target :
$22.28
Likely Price in One Year's Time:
Ticker:
$22.65
Likely Trading Range Today Under (Normal Volatility)
$22.34
Price Upper limit ($) :
$23.1
Price Lower limit ($) :
Crash Risk Prep/Key Price Levels (High Volatility/Risk)
Price, as per data analysis, isn't likely to fall below:
Today:
P370
This week:
$20.9
This month :
$19.28
Other Primary facts
Market Cap:
37.88M
Market Cap Classification:
852.57M
Number of Shares
IPO Date:
D
Best/Worst Daily Performance (Last 3+ Years)
Highest Daily Appreciation:
-12.36%
$16.37
Worst Daily Decline:
Our Options Trading Entry Points
Iron Condor entry points for options expiring in 1 week's time
Low risk (<2%) entry points
Buy Call:
Sell Call:
Buy Put:
Sell Put:
$25.43
23.76%
$18.97
$28.25
Medium risk (<10%) entry points
Buy Call
Sell Call
$23.92
Buy Put:
Sell Put:
$16.15
$20.48
$24.52
These entry points can be used for other strategies, such as butterflies, straddles, etc.
Risk-Adjusted returns (Sharpe Ratio) of
Software�Infrastructure
Sharpe Ratio:
IMXI, is amongst the top 20% highest yielding stocks in terms of daily returns
Comparison:
1.63%
1.430713036
Sharpe ratio is 143.07% higher than the industry
Average Returns/Yield of
Software�Infrastructure
Daily returns:
1
Weekly returns:
0.12%
Monthly returns:
0.62%
Yearly returns:
29.99%
Comparison of returns:
1.084866597
Classification:
Average annual returns/yield (last 3 years) is 108.49% above industry average
Results of T-Test of Returns:
IMXI is a riskier investment compared to Nasdaq (IXIC)
Statistical test of Returns:
0.42
Volatility (measured by Standard Deviation)
Daily Volatility:
& ratio is 74.36% higher than the market/S&P 500 average
Weekly Volatility:
2.92%
Monthly Volatility:
6.53%
Yearly Volatility:
13.06%
Volitlilty of last five days (Measured by Standard Deviation)
Average Volatility of this Week:
56.95%
-51.21%
Value at Risk Analysis (VaR)
Daily VaR:
Volatility in last five trading days has been -51.21% below long-term volatility
Weekly VaR:
-5.87%
Monthly VaR:
-13.14%
How Much Can the price of
Software�Infrastructure
Decline in a Recession?
Likely price decline in a recession:
Base case (decline):
Risk of crash in next 6/12 months: Very high (>70%)
Worst case (decline):
$17.36
This translates to price declining to:
-22%
This translates to price declining to:
-91.01%
Severe Crash Probability
-26.27%
What is Value at Risk (VaR)?
Risk Fundamentals
58.86%
IMXI is a 85.43% riskier investment compared to the market/S&P 500 & is 58.86% riskier than Nasdaq (IXIC)
IMXI is a 85.43% riskier investment compared to the market/S&P 500
Beta Examination of
Software�Infrastructure
0.605
Expected beta in 1 year's time:
0.564
Expected beta in 3 year's time:
0.493
Unlevered (debt free) Beta:
Beta in relation to market/S&P 500--0.61
Beta in relation to Nasdaq (XNAS):
Returns are right (positive) skewed; mean returns are greater than median and mode returns
Beta in relation to all global stocks::
Beta is -45.54% below industry average
Beta Comparison & Analysis
Beta of competitors/peers::
0.434
-0.683
Average Industry Beta:
Beta is -68.27% lower than peers
-0.455449486
Sustainable Growth Rate Analysis
Sustainable growth rate for this stock/firm:
WACC is -14.86% below industry mean WACC
-89.66%
Alpha provided | Alpha Analysis
Alpha provided:
0.698
5.272
14.444
Analysis of Cost of Capital of
Software�Infrastructure
Equity cost of capital:
Alpha is 1444% higher than market/& is unsustainably high
-0.322
Unlevered (without debt) cost of capital:
Equity cost of capital is -32.22% below industry mean WACC
Before-tax cost of debt:
5.24%
After-tax cost of debt:
4.76%
Overall debt rating:
3.76%
Weighted average cost of capital (WACC):
4.76%
-14.86%
Key Per-Share Metrics & Analysis
Revenue per share:
-
Revenue growth rate per share of (3Y):
Price to sales ratio is -84.03% below the industry mean
-83.23%
EPS:
Forty-Eight Million Eight Hundred Twenty-One Thousand Three Hundred Forty Dollars
Expected Annual growth rate of EPS (3Y):
Price to free cash flow ratio is -41.72% lower than the industry
6.71%
Free cash flow (FCF) per share:
Price to book ratio is -66.78% below the industry mean
-
-
Debt per share
Debt repayment rate in last quarter: 1.32%
EBITDA per share
Each employee generates 83% more EBITDA than industry average revenue per employee
Valuation Analysis Today of
Software�Infrastructure
P/E Ratio:
Sustainable growth rate is -89.66% below industry average
P/E Ratio of Competitors/Peers:
16.65
-0.744749556
82.84913306
-0.732043062
$3.21
-
P/S (Price to Sales ratio):
$12.65
-0.840265737
P/B (Price to book value ratio):
Price to sales ratio is -84.03% below the industry mean
-
-0.417239287
Net income growth rate (3Y):
Annual revenue growth rate is -83.23% below industry average
-106.28%
Dividend Analysis
Net income growth rate is -106.28% lower than the industry average net income growth rate
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Dividend History:
-
--$0.00
--$0.00
--$0.00
--$0.00
--$0.00
-
In-depth Debt & Leverage Analysis
Debt to equity ratio:
-45.88%
Net debt to equity ratio:
The remaining useful life of property plant & equipment is: 22.5 years
Debt to assets ratio:
-20.04%
Net debt to assets ratio:
53.52%
-66.48%
Ability to repay debt:
Interest coverage ratio:
Debt-to-asset ratio is -66.48% below industry average
-1.09
Looking forward:
Debt growth rate:
1.3x
-108.92%
1.32%
Analysis of Key Statistics
Correlation of price movement with the market:
12.88655128
Statistical significance of correlation:
-0.37%
Average Correlation of the industry with the market:
0.442
-7.91%
R Squared (percentage of price movement explained by movement of the market):
0.442
Correlation of price movement with Nasdaq (^IXIC):
0.195
Covariance of price movement with the market:
0.001
Kurtosis
0.001
9.688
Skewness of returns:
Returns have a significant fat-tails (leptokurtic), i.e., returns considerably higher or lower than the mean returns are more probable, compared to assets with normally distributed returns
1.188
Fundamental Analysis & Dupont Analysis of
Software�Infrastructure
Gross Profit Margin Ratio:
230.87M
Operating Profit Margin Ratio:
Net profit margin is -187.05% lower than the industry
-225.64%
Net Profit Margin Ratio:
230.87M
Effective Tax Rate:
2.56%
-0.155890084
Dupont Method
Net Profit Margin
Return on Equity Ratio (ROE):
×
ROA
=
×
Return on assets (ROA) is -473.95% lower than the industry
-69.63%
Financial Leverage
Asset Turnover Ratio (ROA):
Operating profit margin is -225.64% lower than the industry
-473.95%
Financial Leverage:
Interest coverage ratio is -109.23% less than industry average
Current Ratio:
Return on equity (ROE) is -69.63% lower than the industry
0.001750284
Cash Conversion Cycle (days):
$2.16
-0.416581191
Current ratio is 0.18% above industry average
Stock based compensation to net income ratio:
-
In-depth Efficiency Analysis
Revenue generated per employee:
Cash conversion cycle is -41.66% below industry average
0.804550414
EBITDA generated per employee:
Each employee generates 80% more revenue than industry average revenue per employee
0.834361813
Profit generated per employee:
$2.13
251%
Free cash flow (FCF) generated per employee:
Each employee generates 251% more net income/profit than industry average revenue per employee
1.171922632
Assets/Capital per employee
Each employee generates 117% more free cash flow than industry average revenue per employee
1.171922632
Research & Development (R&D) Analysis
-
-
Competitors/Peer firms of
Software�Infrastructure
$221.38
GILAT SATELLITE NETWORKS LTD. (XNAS:GILT)
USATP
BRIGHTCOVE INC. (XNAS:BCOV)
SIERRA WIRELESS, INC. (XNAS:SWIR)
BIT DIGITAL, INC. (XNAS:BTBT)
QUANTUM CORPORATION (XNAS:QMCO)
ALLIED MOTION TECHNOLOGIES INC. (XNAS:AMOT)
DIGIMARC CORPORATION (XNAS:DMRC)
Current Analyst Ratings
$1.27
Strong buy�0%
Buy�8%
Hold�0%
Sell�0%
Strong sell�0%
Income Statement
Period:
3/31/2022
Date:
Value
Revenue:
TTM
Cost of Revenue:
Gross Profit:
R&D Expense
General & Admin Expenses:
Selling, General & Admin Expenses
Sales and Marketing Expenses
Other Expenses :
Operating Expenses :
Cost & Expenses :
Interest Income:
Interest Expenses:
Depreciation & Amortization:
EBITDA:
Operating Income:
Other Income Expenses:
Income Before Tax:
Income Tax Expense:
Net Income:
Balance Sheet
Date:
Calendar Year:
Period:
Cash & Cash Equivalents:
Short Term Investments:
Cash & Short Term Investments:
Net Receivables:
Inventory:
Other Current Assets:
Total Current Assets:
PP&E:
Goodwill:
Intangible Assets:
Long Term Investments:
Tax Assets:
Other Non-Current Assets:
Total Non-Current Assets:
Other Assets:
Total Assets:
Accounts Payable:
Short Term Debt:
Tax Payables:
Deferred Revenue:
Other Current Liabilities:
Total Current Liabilities:
Long Term Debt:
Other Non-Current Liabilities:
Total Non Current Liabilities:
Other Liabilities:
Total Liabilities:
Common Stock:
Retained Earnings:
Accumulated Other Comprehensive Loss:
Other Total Stockholders' Equity:
Total Stockholders' Equity:
Total Liabilities and Stockholders' Equity:
Total Investments:
Total Debt:
Net Debt:
479.30M
248.43M
189%
-
56.46M
65.25M
-
106.30M
407.82M
-
4.15M
9.34M
67%
17.80M
- 4150.00K
56%
17.80M
Statement of Cash Flow
Date:
Period:
11.65M
Differed Income Tax :
2.18M
Stock Based Compensation :
51.00K
Change in Working Capital :
1.27M
Accounts Receivables:
16.83M
Other Working Capital:
- 8520.00K
Other Non-Cash Items:
-
Net Cash Provided by Operating Activities:
1.30M
Investments in PP&E:
33.28M
Net Acquisitions:
- 4316.00K
Purchases of Investments:
-
Sales/Maturities of Investments:
Other Investing Activities:
Net Cash Used for Investing Activities:
Debt Repayment:
Common Stock Issued:
Common Stock Repurchased:
Dividend Paid:
Other Financing Activities:
Net Cash Used Provided by Financing Activities:
Effect of FOREX on Changes in Cash:
Net Changes in Cash:
Cash at End of Period:
Cash at Beginning of Period:
Operating Cash Flow:
Capital Expenditure:
Free Cash Flow (FCF):
Value
3/31/2022
2022
Q1
157.24M
-
157.24M
87.28M
-
20.70M
265.22M
26.06M
36.26M
14.39M
-
-
7.76M
84.47M
-
349.69M
17.22M
5.42M
5.32M
3.56M
87.54M
113.73M
81.75M
-
83.22M
-
196.95M
4.00K
93.46M
36.0K
Value
171.55M
-
152.73M
349.69M
-
87.16M
-
-
-
- 4316.00K
- 1094.00K
-
- 3628.00K
-
288.00K
- 4434.00K
229.00K
24.76M
157.24M
132.47M
33.28M
- 4316.00K
Our Proprietary Portfolio Rating
Our Rating:
-33.78332118
Price Forecast/Expected Price in Next 5 Years of
Software�Infrastructure
2023
2024
2025
2026
2027
188.7382853
$23.22
$196.42
$204.41
$212.72